Civil and Bankruptcy Law
The decision to file bankruptcy is sometimes the last viable option of a debtor. Should you file Chapter 7, Chapter 11, Chapter 13? There are several options in bankruptcy to help you achieve your goals. In many cases we are able to negotiate a reduction in credit card debt of up to 60% depending on your circumstances. In cases such as this, bankruptcy may not be necessary.
If your house is involved in foreclosure, bankruptcy may “stay” that proceeding, giving you immediate relief. Each type of bankruptcy has different requirements and effects. At Elsey & Elsey we will clearly communicate to you each and every option available to you. Bankruptcy may not be the answer, but if it becomes necessary, we are the firm that can lead you through the challenging process of Bankruptcy with as little pain as possible.
Contact us and we will ask the questions that will help you decide the necessary course of action.